:root{--navy:#0f2a43;--navy2:#173a5c;--sand:#c9a46a;--bg:#fbf9f5;--ink:#1c2733;--mute:#5b6773;--line:#e6e1d8;--card:#fff}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font:16px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--navy2)}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
header.site{background:var(--navy);color:#fff;position:sticky;top:0;z-index:10}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:64px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:700;letter-spacing:.3px}
.brand svg{width:34px;height:34px}
nav a{color:#dfe7ee;text-decoration:none;margin-left:18px;font-size:15px}
nav a:hover,nav a[aria-current]{color:#fff;border-bottom:2px solid var(--sand);padding-bottom:3px}
.hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:84px 0 76px}
.hero h1{font-size:clamp(30px,5vw,46px);line-height:1.15;margin:0 0 16px;max-width:720px}
.hero p{font-size:18px;max-width:640px;color:#dbe5ee;margin:0 0 28px}
.btn{display:inline-block;background:var(--sand);color:#1b1608;padding:12px 22px;border-radius:8px;font-weight:600;text-decoration:none;border:0;cursor:pointer;font-size:16px}
.btn.alt{background:transparent;color:#fff;border:1px solid #8fa4b8;margin-left:10px}
section{padding:56px 0}
section.tint{background:#f3efe7}
h2{font-size:28px;margin:0 0 8px;color:var(--navy)}
.lead{color:var(--mute);max-width:680px;margin:0 0 28px}
.grid{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:22px}
.card h3{margin:0 0 6px;color:var(--navy);font-size:18px}
.card p{margin:0;color:var(--mute);font-size:15px}
.page-title{background:var(--navy);color:#fff;padding:44px 0}
.page-title h1{margin:0;font-size:34px}
.page-title p{margin:6px 0 0;color:#cfdae5}
.prose{max-width:760px}
.prose h2{font-size:22px;margin-top:34px}
.prose li{margin-bottom:6px}
form{display:grid;gap:14px;max-width:620px}
label{font-weight:600;font-size:14px;display:grid;gap:5px}
input,select,textarea{font:inherit;padding:11px 12px;border:1px solid #cfc8bb;border-radius:8px;background:#fff;width:100%}
textarea{min-height:100px}
.note{font-size:14px;color:var(--mute)}
.facts{display:grid;grid-template-columns:140px 1fr;gap:8px 16px;max-width:620px}
.facts dt{font-weight:600;color:var(--navy)}
.facts dd{margin:0}
footer.site{background:#0b1f33;color:#b9c7d4;padding:38px 0;font-size:14px}
footer.site a{color:#e3eaf1}
footer.site .cols{display:grid;gap:24px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
footer.site h4{color:#fff;margin:0 0 8px;font-size:15px}
footer.site .legal{border-top:1px solid #1d3550;margin-top:24px;padding-top:16px}
@media(max-width:640px){nav a{margin:0 12px 0 0}.btn.alt{margin:10px 0 0}.facts{grid-template-columns:1fr}}